Estate Insurance and Surety Bonds 

 

Estatesure, a subsidiary of Estatesearch, is a dedicated insurance broking operation offering a comprehensive and innovative range of insurance solutions for estate professionals.

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Designed to address the complexities of estate administration and distribution, Estatesure provides robust cover for a variety of potential risks and situations that may arise. With a focus on accuracy, knowledge, and customized solutions, the service empowers estate professionals to manage their responsibilities with assurance and ease. Estatesure can provide your firm with;

Estate Administration Bond

Estate Administration Bonds are a safeguard required by courts to ensure that individuals appointed to manage a deceased person’s estate fulfill their responsibilities, such as paying debts, filing taxes, and distributing assets properly. These bonds protect beneficiaries and creditors by covering financial losses if the administrator makes errors or fails in their duties. Estatesure specializes in providing this coverage, offering expert guidance and customized solutions to ensure administrators meet legal requirements with ease.

Foreign Executor Bond

When an executor lives outside the province or country where an estate is being administered, a Foreign Executor Bond is often required. Estatesure can help non-resident executors meet their legal obligations by simplifying the bonding process and ensuring compliance with court requirements while protecting beneficiaries and creditors.

Guardianship Bond

Guardianship bonds are a court-ordered financial guarantee required for individuals appointed as guardians to protect the interests of their dependent (a minor or incapacitated adult). The bond ensures that the guardian will fulfill their legal and fiduciary responsibilities, including managing the dependent’s finances and personal care, in accordance with the law.

If the guardian mismanages funds, neglects their duties, or otherwise causes financial harm to the dependent, the bond can be used to compensate the ward or their estate for any losses. The guardian typically pays a premium to a surety company for issuing the bond.

This bond helps ensure accountability and serves as a safeguard for the financial and personal well-being of the dependent.

Lost Instrument Bond 

A lost instrument bond is a type of surety bond required to replace a financial instrument, such as a check, stock certificate, promissory note, or other negotiable document, that has been lost, stolen, or destroyed. This bond protects the issuer of the replacement instrument from potential losses if the original instrument is later found and presented for payment or negotiation.

Lost instrument bonds are commonly required by banks, corporations, or government entities to mitigate financial risk while assisting individuals or businesses in recovering lost financial assets.

  • Specialized in estate insurance
  • Quick and easy application process
  • Simplifies legal requirements

Estatesure bonds and sureties are available to order through Estatesearch.

 

 

Providing an innovative range of insurance services to help estate professionals navigate the complexities of estate administration.

$POA +applicable taxes
  • Estate Administration Bond
  • Foreign Executor & Guardianship Bond
  • Lost Instrument Bond
  • Financial Asset Searches have become an integral part of estate administration. We now commission these searches as a matter of course, and have found that it makes the task of information gathering infinitely less time-consuming and difficult. Tom Bottomley, Partner
  • I feel by using Estatesearch I am using all possible tools out there to provide the most comprehensive search of a deceased's assets to enable a complete and full administered estate from the get go. Leonie Adams, Director
  • The Estatesearch Financial Profile Service gives us a comprehensive and robust due diligence process at the click of a button. Using a combination of data and technology goes beyond what we could reasonably achieve otherwise and Estatesearch have helped us identify additional assets in difficult Court of Protection matters. Holly Chantler, Head of Private Client
  • Having used Estatesearch many times I have always found it to be really quick and easy and if any questions the team are always willing to help and discuss matters and have managed to find other accounts for other clients but with less in them which we are all extremely grateful for. Would highly recommend these are done when dealing with any financial matters. Lynne Ragoubi, Senior Accredited Paralegal
  • We're very happy with the services provided by Estatesearch and find the Financial Profile Service a valuable tool in assisting our clients. In one recent matter undertaking the search meant we discovered an additional £2,500 which we would have otherwise been unaware of, needless to say the beneficiaries were happy with the outcome. Jade Gani, Head of Private Client
  • The Financial Profile Service helps us demonstrate all reasonable due diligence in matters where we're appointed as Executors. In a recent matter the Report helped us identify additional assets which our client and the beneficiary greatly appreciated. Charlotte Day, Solicitor
  • The Estatesearch process is simple and accessing several services in one portal saves so much time. The Financial Profile Service is really useful and great value, supported by excellent customer service. As a firm regularly acting for overseas PRs the Search can be invaluable for discovering UK assets and liabilities. I wouldn’t hesitate in recommending the service to my clients. Helen Green, Solicitor
  • We use the Financial Profile Service when appointed as Executors to help us clearly demonstrate we’ve met all our statutory duties. The report is clear and easy to use, helping us quickly make targeted additional enquiries to secure estate assets when required. Rachel Roche, Solicitor Director
  • The Financial Profile Service helped us efficiently confirm all the estate accounts, and in our latest matter identified a historic pension adding greater value for the beneficiaries and our clients. Liyen Edin, Biscoes Solicitors
  • The Estatesearch team are always willing to go the extra mile to help us with our cases and enquiries, using their knowledge and expertise to help us deliver an excellent service while reducing costs for our clients. Michael Graham, Head of Private Client